Customer Due Diligence is required to be completed by WeCare Finance under the AML/CFT Act. 

We are subject to the Privacy Act 2020 and are committed to ensuring that your privacy is protected. The information which is collected is managed and collected in accordance with the Privacy Act but governed by our obligations under the AML/CFT Act. 

We will collect information directly from you or via your Broker. 

We will retain such information for period of 5 years after the business relationship has 

ended. Once 5 years have passed, we will arrange for the safe destruction of any electronic and paper–based records. 

We will disclose personal information which may be required to uphold or enforce the law or otherwise in accordance with the AML/CFT Act or Privacy Act. 

We will use personal information such as names, dates of birth, nationalities, and sex to determine if there are any matches or connections to being a politically exposed person. Once WeCare Finance receives any personal information from you, WeCare Finance will hold that information securely. 

When you apply for a loan either in person, via a broker or via our website, you authorise WeCare Finance to do or have access to: 

• Credit check 

Drivers licence check Property Security Register check Motochek on any vehicle being provided as security Ministry of Justice Fines check AML checks (Anti Money Laundering and Politically Exposed Persons check) 

Any other checks that WeCare deem relevant in your application for finance. 

• Provide your last 3 months bank statements from all your bank accounts 

Proof of address 

• Employment Agreement/s 

WINZ Statements/s Tenancy Agreement Third party confirmation of your living arrangements if there is no tenancy agreement or home ownership in your name. 

Disclosing your information to third parties during the term of your loan. 

We may disclose any relevant information about you where we are legally entitled including: 

•  

Professional budget advisors Debt collection agencies 

Co–borrowers Other credit providers Brokers (only your broker if your loan was approved through them) 

We do not provide any of your personal information to: 

• Marketing companies 
• Any other company, corporation or person who is not legally entitled 

ID Verification: 

IF you are not known to us and your application is via our website then as part of our AML requirements, we are required to identify you by way of a device camera and your location. 

We know the importance of protecting your personal information that you have provided us. Our highly professional team have a confidentially clause in their employment agreements and are governed by privacy laws. Our team only access your information provided as when they are actively involved in any part of your loan throughout the term of the loan. 

We provide you access to such personal information collected from you and provide an allowance for the correction of any information held which is factually incorrect. We will not provide access to information that may prejudice our obligations under the AML/CFT Act Before we can provide this information, you must email us at: info@wecarefinance.kiwi and we will verify you before releasing any information. 

Cookies/Google Analytics 

Cookies allows us to see information on user website activities including, but not limited to page views, source and time spent on website. The information is depersonalised and is displayed as numbers, meaning it cannot be tracked back to individuals. This will help protect your privacy. 

Website 

WeCare Finance website is governed by New Zealand Law.